Kemper's Q1 Earnings: How Key Metrics Stack Up Against Expectations

In the quarter ending March 2025, Kemper (KMPR) announced revenues totaling $1.19 billion, marking a rise of 5% from the corresponding period in the previous year. The earnings per share stood at $1.65, as opposed to $1.07 for the comparable quarter in the prior year.

The stated revenue contrasts with the Zacks Consensus Estimate of $1.23 billion, reflecting a variance of -3.56%. Additionally, the firm exceeded the earnings per share (EPS) expectation by +11.49%, as the consensus EPS forecast was $1.48.

As investors examine the shifts in revenue and profits from one year to another and how these figures stack up against what analysts predict on Wall Street to decide their next steps, certain crucial indicators consistently provide a clearer view of a business’s fiscal condition.

Given their significant impact on both revenue and profit figures, contrasting these indicators against those from the previous year along with analyst estimates enables investors to more accurately forecast a stock’s pricing trajectory.

This shows how Kemper fared in the recently reported quarter concerning the key performance indicators closely tracked and forecasted by Wall Street analysts.

• Specialized Property and Casualty Insurance - Business Auto Insurance - Combined Incurred Losses and Legal Expense Ratio : 76.9% compared to 74.9%, as averaged by two analysts.
• Personal Auto Insurance - Specialty Property and Casualty Coverage - Combined Ratio of Paid Losses and Loss Adjustment Expenses : 69.9% compared to an average of 72% estimated by two analysts.
• Revenue from Life and Health Insurance - Earned Premiums : $99.70 million compared to the average forecast of $97.26 million from three analysts. This figure shows a yearly increase of 2.5%.
• Revenue from Specialty Property & Casualty Insurance - Earned Premiums $962.20 million versus the $980.22 million average forecast from three analysts. This figure marks an increase of 14.6% compared to last year’s numbers.
• Revenues- Net investment income :$101.20 million compared to an average estimate of $106.71 million from three analysts. Relative to the same period last year, this figure shows a 0.8% increase.
• Revenue from Life and Health Insurance - Net Investment Income :$48.40 million compared to an average estimate of $46.75 million from two analysts. In comparison to the same period last year, this figure shows a 9.3% increase.
• Revenue from Specialty Property & Casualty Insurance - Earned Premiums - Personal AutoInsurance :$753.70 million versus the $789.32 million average forecast from two analysts. This figure shows a yearly increase of +11.6%.
• Revenues- Specialty Property & Casualty Insurance- Earned Premiums- Commercial Automobile : $208.50 million compared to an average estimate of $202.42 million from two analysts. In comparison with the same period last year, this figure shows a growth of +26.6%.
• Revenue - Life and Health Insurance - Overall :$148.80 million versus the $144.04 million average forecast from two analysts. This figure marks an increase of 4.9% compared to the previous year.
• Revenue from Specialty Property & Casualty Insurance - Additional Income : $1.30 million compared to an average estimate of $1.15 million from two analysts. In comparison with the same period last year, this figure shows a +18.2% increase.
• Revenue from Specialty Property & Casualty Insurance - Net Investment Income :$50.50 million versus the $51.32 million average forecast from two analysts. This figure marks an increase of 22.9% compared to the previous year.
• Revenues- Earned premiums : $1.09 billion compared to the average forecast of $1.12 billion from two analysts. This figure reflects a yearly increase of 5.4%.

See all important company metrics for Kemper below >>>

Over the last month, shares of Kemper have gained +9.1%, compared to the Zacks S&P 500 Composite's increase of +10.6%. With a current Zacks rank of #3 (Hold), the stock is expected to match the overall performance of the wider market in the coming period.

The article was initially posted on Zacks Investment Research ( CryptoTrendLens.blogspot.com ).